Checking Accounts

Regular Checking

If you're looking for an account that will help you make every penny count, you'll appreciate the features of our Regular Checking Account.

  • No minimum balance requirement
  • No service charges
  • Free first order of personalized checks (See Check Styles here)
  • Free unlimited check writing
  • Free ATM or VISA Debit Card (subject to qualification)
  • Anyone age 55 or over qualifies for free or low cost checks.

NOW Checking

When you want an interest-bearing account with a low minimum balance requirement, check out our NOW Checking Account.

  • Maintain a $500 minimum balance and there is no service charge
  • Free first order of personalized checks (See Check Styles here)
  • Earn interest on every penny.
  • Free unlimited check writing
  • Free ATM or VISA Debit Card (subject to qualification)
  • Anyone age 55 or over qualifies for free or low cost checks.
NOW Checking Account Rates
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.35% 0.35% $100.00 $.01

Rates may change after the account is opened. Fees may reduce earnings.

Super NOW Checking

When you have a higher dollar amount that you want to invest, but you still want your money where you can access it at any time, check out our Super Now Account.

  • Maintain a $2500 minimum balance and there is no service charge
  • Free first order of personalized checks (See Check Styles here)
  • Earn interest on every penny
  • Free unlimited check writing
  • Free ATM or VISA Debit Card (subject to qualification)
Super NOW Checking Account Rates
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.35% 0.35% $100.00 $.01
Checking 0.40% 0.40% $100.00 $2,500.00

Rates may change after the account is opened. Fees may reduce earnings.

Money Market Checking

When you have a higher dollar amount that you want to invest, but you still want your money where you can access it at any time, check out our Money Market Checking.

  • Maintain a $2500 minimum balance to earn the highest tier rate
  • Open an account with a $100 deposit
  • Earn interest on every penny
Money Market Checking Account Rates
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.55% 0.55% $100.00 $.01
Checking 0.75% 0.75% $100.00 $2,500.00

Rates may change after the account is opened. Fees may reduce earnings.

Money Market TBill Checking

If you want to have your money accessible, but would like to earn a competitive rate for your money, this is the account for you.

  • Maintain a $10,000 minimum balance to earn the highest tier rate
  • No monthly service charge
  • Use this account to fund your other checking accounts
Money Market TBill Checking Account Rates
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.30% 0.35% $100.00 $0.01
Checking 1.74% 1.75% $100.00 $10,000.00

Rates may change after the account is opened. Fees may reduce earnings.

Health Savings Account

A health savings account is a tax exempt account established to be used for the exclusive purpose of paying the medical expenses of you, your spouse and your dependents.

  • $100 minimum deposit to open account
  • No monthly service charges
  • Free first order of personalized checks
  • Earn interest on every penny
  • Free unlimited check writing
Health Savings Account
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.20% 0.20% $100.00 $.01
Checking 0.25% 0.25% $100.00 $1,000.00
Checking 0.45% 0.45% $100.00 $2,500.00

Rates may change after the account is opened. Fees may reduce earnings.

The rates listed above are effective as of and may change without notice.