Savings Accounts

Money Market Savings Account

This account provides an opportunity to put money away for special occasions, such as college education, retirement, or unexpected emergencies. The best part is you can access it easily.

  • Open an account with a $10 deposit
  • No service charges
  • Free ATM card (subject to qualification)

Retirement Accounts: IRA's, SEP IRAs, Roth IRA's

Save for your retirement with one of our IRA accounts - the higher yielding certificate of deposit or the flexible savings account.

  • Savings account with no fee for contributions or distributions
  • Certificates of deposit, with terms ranging from 11 months to 60 months.
  • No early withdrawal penalty imposed after reaching age 59 1/2
  • A penalty may be imposed for early withdrawal from a certificate of deposit
Savings Accounts
Account Type Interest Rate Annual Percentage Yield (A.P.Y.)
Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Money Market Savings 0.80% 0.80% $10.00 $.01
Money Market Savings 1.54% 1.55% $10.00 $90,000.00
Christmas Club Savings 0.80% 0.80% $10.00 $.01
I.R.A. Account 1.84% 1.85% $10.00 $.01

Rates may change after the account is opened. Fees may reduce earnings.


Health Savings Account

A health savings account is a tax exempt account established to be used for the exclusive purpose of paying the medical expenses of you, your spouse and your dependents.

  • $100 minimum deposit to open account
  • No monthly service charges
  • Free first order of personalized checks
  • Earn interest on every penny
  • Free unlimited check writing
Health Savings Account
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.20% 0.20% $100.00 $.01
Checking 0.25% 0.25% $100.00 $1,000.00
Checking 0.45% 0.45% $100.00 $2,500.00

Rates may change after the account is opened. Fees may reduce earnings.

The rates listed above are effective as of and may change without notice.