CDs & IRAs
Be Prepared for Your Financial Future
You cannot put a price tag on peace of mind. This is especially truly when it comes to your money and feeling financially secure for the future.
The CDs & IRAs we offer are avenues to help you save and grow your wealth over time, resulting in you having the funds to live the life you’ve dreamed of.
Certificates of Deposit
Grow your money with a guaranteed rate and up to $250,000 in FDIC protection. Our CDs come with terms ranging from 91 days to 60 months to fit your specific cash needs.
Minimum opening deposit of $500 required. A penalty may be imposed for early withdrawal.
Individual Retirement Accounts
Our IRAs can be structured as a CD. The CD terms range from 11 months to 60 months. Other features of our IRAs include:
- $500 minimum deposit to open
- No early withdrawal penalty imposed after reaching age 59 1/2
- A penalty may be imposed for early withdrawal from a certificate of deposit
Current CD Rates
| Certificates of Deposit | ||||
|---|---|---|---|---|
|
Account Type |
Interest Rate |
Annual Percentage Yield (A.P.Y.) |
Minimum Deposit to Open Account |
Minimum Balance to Obtain A.P.Y. |
|
91 Day |
1.00% |
1.00% |
$500.00 |
$500.00 |
|
182 Day |
4.09% |
4.15% |
$500.00 |
$500.00 |
|
11 Month |
3.56% |
3.60% |
$500.00 |
$500.00 |
|
12 Month |
1.59% |
1.60% |
$500.00 |
$500.00 |
|
18 Month |
1.59% |
1.60% |
$500.00 |
$500.00 |
|
24 Month |
1.69% |
1.70% |
$500.00 |
$500.00 |
|
30 Month |
1.79% |
1.80% |
$500.00 |
$500.00 |
|
36 Month |
1.84% |
1.85% |
$500.00 |
$500.00 |
|
48 Month |
1.99% |
2.00% |
$500.00 |
$500.00 |
|
60 Month |
3.37% |
3.40% |
$500.00 |
$500.00 |
| Certificates of Deposit | ||||
|---|---|---|---|---|
|
Account Type |
Interest Rate |
Annual Percentage Yield (A.P.Y.) |
Minimum Deposit to Open Account |
Minimum Balance to Obtain A.P.Y. |
|
91 Day |
1.00% |
1.00% |
$500.00 |
$500.00 |
|
182 Day |
4.09% |
4.15% |
$500.00 |
$500.00 |
|
11 Month |
3.56% |
3.60% |
$500.00 |
$500.00 |
|
12 Month |
1.59% |
1.60% |
$500.00 |
$500.00 |
|
18 Month |
1.59% |
1.60% |
$500.00 |
$500.00 |
|
24 Month |
1.69% |
1.70% |
$500.00 |
$500.00 |
|
30 Month |
1.79% |
1.80% |
$500.00 |
$500.00 |
|
36 Month |
1.84% |
1.85% |
$500.00 |
$500.00 |
|
48 Month |
1.99% |
2.00% |
$500.00 |
$500.00 |
|
60 Month |
3.37% |
3.40% |
$500.00 |
$500.00 |
* The rates listed on this page are effective as of Saturday, Dec 21, 2024.